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21
Open Forum / Re: Seems it never rains in Southern California
« Last post by Markshoreline on Today at 02:40:35 PM »
We’ve had several spectacular sunshine days, accentuated by localized fog banks.  Here is a shot from the ferry leaving the mainland of a fog bank stuck on Whidbey...

And here we are pulled up to the dock...
22
Arima Life / Re: Best deal on a kicker at the boat show?
« Last post by La-Z-Buoy on Today at 02:12:16 PM »
I'm hoping there are deals to be had on the 4-6hp kickers for my Hunter.  Always love when the wife green lights me to purchase at the show instead of just looking.  :)

What main do you have on your Hunter? On my Hunter I had a 40 Yamaha 4stroke with a trolling plate. Worked like a champ.
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Open Forum / Re: Seems it never rains in Southern California
« Last post by AJFishin on Today at 01:27:59 PM »


We don’t know how to drive in the rain .   :shrug9:    https://m.youtube.com/watch?v=NU2z_jn84hs

I wounder how many people missed this sign while texting before going up the hill?

Then missed this one :facepalm:
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Here's something a bit closer and a 19', although it needs a bit of work, also not mine...

https://www.boattrader.com/listing/1991-arima-sea-ranger-19-103486080/?refSource=standard%20listing
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Arima Life / Re: Best deal on a kicker at the boat show?
« Last post by ohmytodd on Today at 12:10:04 PM »
I'm hoping there are deals to be had on the 4-6hp kickers for my Hunter.  Always love when the wife green lights me to purchase at the show instead of just looking.  :)


Don't discount the possibility of an 8hp. The difference in vibration from a single to two cylinder is night and day and an 8hp will troll your hunter down just fine. I had a 5hp originally and switching out to an 8 was a great upgrade.
26
Open Forum / Re: Any Dave Ramsey followers?
« Last post by First Cabin on Today at 11:44:27 AM »
Hey, it's all good!  The fact that you are studying it means you'll be successful either way.  My wife and I use the EveryDollar App on our phones.  It's great! Can't recommend it enough.  After a few months, it really dials things in.  Impossible to hide boat and fishing purchases though!!!!!!

Sounds like you just want to tighten things up.  You can probably knock the boat out quickly.  Home and cabin mortgages should be paid later anyway.   I played the credit card points, HELOC, mortgage, 0% financing game for 20 years.  Turning it around and dumping debt really changes the game.

Give it a go....if you don't like it, it's very easy to go back in debt!
27
Tips & Tricks / Re: Grab handles
« Last post by Croaker Stroker on Today at 10:57:51 AM »
Good Idea !  :clap: .... and a place to ad a couple more rod holders.   :party:
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Open Forum / Re: Seems it never rains in Southern California
« Last post by Croaker Stroker on Today at 10:53:20 AM »
     Here ya go..................https://www.youtube.com/watch?v=Gmq4WIjQxp0


Yat


Hahaha. Thanks Yat. Brings back memories.

I was then and am now.... 😂

“Out of work, I'm out of my head
Out of self respect, I'm out of bread
I'm underloved, I'm (not) underfed”

For you young guys....”bread” meant “money”

We don’t know how to drive in the rain .   :shrug9:    https://m.youtube.com/watch?v=NU2z_jn84hs
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Open Forum / Re: Any Dave Ramsey followers?
« Last post by Mile2885 on Today at 10:38:05 AM »
We have all the FPU materials and have gone through them. I do intend to take the class when offered.

I didn't intend for this topic to make folks think we're struggling or in jeopardy of losing items such as boats, trucks, houses, and vacation property. I'm fortunate to be in the position I'm in. Just could be making  better financial decisions. I think using our cabin as a source of income will be something I look into since it's in a prime location.
     
As far as selling the boat, I think many would probably laugh at my asking price on the boat if we did decide to sell.


Sent from my SM-G930V using Tapatalk
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Open Forum / Re: Any Dave Ramsey followers?
« Last post by Yachter Yat on Today at 09:30:03 AM »


As for the mortgage interest deduction:  spending 4 dollars to get 1 back, will never make you rich. 

   Absolutely correct, FC.  Never create a bill in favor of a tax deduction.  Only the very, very wealthy stand to benefit from such a maneuver.  :whistle:

Yat
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